If you want to earn Ana Miles with an Amex Card, you’re looking at the Japan-issued lineup: ANA American Express® Card (Basic), Gold, and Premium.
These link directly to ANA Mileage Club (AMC), earn Membership Rewards (MR) points that you can convert to ANA miles, and add flight bonuses when you fly ANA.
Below is a practical guide to applying, earning, rates, and key contacts.
Card Lineup at a Glance
ANA American Express® Card (Basic): annual fee ¥7,700; family card ¥2,750. Boarding bonus +10% on ANA flights credited to AMC.
ANA American Express® Gold Card: annual fee ¥34,100; family card ¥17,050. Boarding bonus +25%.
ANA American Express® Premium Card: annual fee ¥165,000; up to 4 family cards free. Boarding bonus +50%.
What Distinguishes the Amex Card
The ANA American Express cards in Japan run on Amex Membership Rewards (MR) with Amex-specific transfer rules and a few Amex-only perks
Other ANA Cards (VISA/Mastercard/JCB) earn their issuer’s points and use the 5-mile/10-mile plan to convert those points to ANA miles.
Here’s a concise, apples-to-apples look at ANA American Express Gold versus the closest competitors at the same tier in Japan (VISA Wide Gold by SMBC and JCB Wide Gold). Figures are current as of Aug 27, 2025.
| Card (issuer / network) | Annual fee (primary / family) | How spending becomes ANA miles | Transfer fees & caps | Typical transfer time | Flight bonus on ANA | Lounge & notable perks |
|---|---|---|---|---|---|---|
| ANA American Express® Gold (American Express) | ¥34,100 / ¥17,050 | Earn Membership Rewards (MR) → transfer to ANA miles 1,000 MR = 1,000 miles (with MR Plus) | ANA Course: ¥5,500/yr required; MR Plus: ¥3,300/yr optional for 1:1; annual cap 40,000 miles (80k MR if not on MR Plus) | First transfer ~2 weeks; thereafter ~5 business days | +25% | Domestic card lounges; Honolulu card lounge access per Amex list |
| ANA VISA Wide Gold (SMBC / VISA) | ¥15,400 / ¥4,400 | Earn Vポイント → 1 pt = 10 miles (Gold: transfer fee free) | 10-mile course free on Gold; no ANA-wide annual cap published | Usually a few days after request (issuer processing) | +25% | Domestic airport lounges free for Gold; SMBC Gold Desk |
| ANA JCB Wide Gold (JCB / JCB) | ¥15,400 / ¥4,400 | Earn Oki Doki → 10-mile course (Gold) or enhanced “13-mile” equivalent on Premium per JCB table | Mile transfer fee free on Gold per JCB table; no ANA-wide annual cap published | JCB processing timeframe (typically a few days) | +25% | Domestic card lounges free; worldwide lounges available via LoungeKey (pay per visit) |
Eligibility and How To Apply (Japan)
Have an ANA Mileage Club number. Join AMC for free if you don’t have one.
Apply on American Express Japan’s ANA card page for Basic, Gold, or Premium. You’ll provide identity info, address in Japan, income, and agree to a credit check.
Activate and link AMC after approval so flight bonuses and points transfers work correctly.
Enroll in online services to set alerts and autopay.
Tip: If you’re mainly in the U.S., there isn’t a U.S.-issued “ANA Amex.” You can instead use U.S.-issued American Express cards that earn MR and transfer MR → ANA 1:1 (1,000 MR = 1,000 miles), in 1,000-point blocks. Transfers usually complete in 2–4 business days.
How You Earn Ana Miles With Amex Card
Your ANA Amex earns MR points on purchases. Move those points to ANA miles using the Membership Rewards ANA Course.
If you don’t add MR Plus: 2 points = 1 mile; transfer in 2,000-point units; annual cap 80,000 points (40,000 miles).
If you add MR Plus (paid): 1 point = 1 mile; 1,000-point units; annual cap 40,000 points (40,000 miles).
First-ever transfer often takes ~2 weeks; after that, ANA transfers typically finish within about 5 business days.
ANA Card Miles Plus (stacking earn)
When you pay at ANA Card Miles Plus partners (including ANA), you earn 1 mile per ¥100 or ¥200 in addition to your card’s points.
On ANA ticket purchases, the total effective earnings can be higher when you stack MR→ANA plus the partner miles.
Boarding Bonus on ANA flights
On ANA-operated flights credited to AMC, you get a card-type bonus.
+10% (Basic), +25% (Gold), +50% (Premium), applied to the flown miles (base × fare/class multiplier).
You don’t need to pay with the card to receive this; you must hold the card and credit the flight to AMC.
Rates To Expect
Always confirm the Summary/Terms on Amex Japan’s application page before you submit, because fees and structures can change.
- Revolving/Installment interest (PayFlex/リボ・分割): effective APR 14.9%. You’ll pay this when you revolve or convert “after-the-fact” (あとリボ/あと分割). Paying your full statement by the due date avoids interest.
- MR transfer add-on fees: MR ANA Course ¥5,500/yr (required to transfer to ANA). MR Plus ¥3,300/yr (optional; enables 1:1 transfers). Some premium cards include MR Plus at no extra cost.
- Transfer frequency/caps: once per day; annual caps noted above; first transfer may take longer.
Practical Plan to Earn Ana Miles With Amex Card
Book ANA flights directly and include your AMC number to trigger +10% / +25% / +50% flight bonuses.
Use ANA Card Miles Plus merchants to stack partner miles + MR points.
Batch MR→ANA transfers a few days before you redeem. Allow ~5 business days (longer for the first transfer).
Set autopay to avoid 14.9% revolving charges.
Support
ANA American Express Membership Service Center
- Basic: 0120-965-877
- Gold: 0120-958-677
- From overseas: +81-3-3220-6787
- Hours: 09:00–17:00, closed Sat/Sun/holidays (automated service may vary).
- Amex general inquiries / new applications: 0120-020-222 (personal cards; 09:00–21:00, Sat/Sun/holidays closed).
American Express International, Inc. (Japan Office) Kamiyacho Trust Tower 20F, 4-1-1 Toranomon, Minato-ku, Tokyo 105-6920.
Conclusion
If you live in Japan, you can earn Ana Miles with an Amex Card.
Choose Basic for a low annual fee and +10% flight bonus, Gold for +25% and richer perks, or Premium for +50% and top-end benefits.
Set up autopay, learn the MR transfer rules and caps, and time transfers a few days before booking.
Disclaimer: Card terms, fees, benefits, transfer caps, and interest rates can change. Interest applies when you use revolving or installment features. MR transfer requires enrollment in paid programs noted above; transfer times and caps apply. Always review the latest American Express Japan and ANA terms before you apply or transfer. This article is informational and not financial advice.
